Progress that occurs in the world of information technology has brought many changes in our lives, one of them when shopping.
If years ago shopping was still synonymous with conventional malls or supermarkets, then now this one activity has changed and more is done online. Not only is it easy, online shopping also allows us to save a lot of time and also energy, as it does not have to go outdoors.
We are no longer bothered by opposing a lot of groceries, because with online shopping all items ordered directly come to the house. Easy and convenient, is not it?
But of all the convenience, how about the fund? Is it well planned in our finances?
No doubt, if the phenomenon of online shopping often makes some people crazy, can not control their spending desire. There are many online stores that can be visited anytime and anywhere, so easily find the items needed or vice versa.
This of course raises an impulsive nature, in which we often go shopping without a plan and spend some money on items that are basically not necessarily needed. asuransi pendidikan anak
Spontaneous spending behavior usually happens quickly, passionately, and feels good without any careful consideration.
Various products will soon move to the shopping cart and a few days later to arrive home. Then, afterwards we regret this spending or even often not realize it, even though it has wasted a number of budgets that are not so important to be held in finance.
The impulsive nature of online shopping can be a serious problem in finance, especially if we are no longer able to put a brake on the spending.
Initially this may feel fun and unnoticed in our lives, so it could be a bad habit that grows and is difficult to remove.
If not resolved with appropriate measures, then this nature will disrupt the financial and can cause various problems in our life as a whole.
For that, consider some of the right ways to overcome the impulsive nature of online shopping below, so that finances are not broken because of it:
1. Plan and Budget Funds Exactly
Create a Shopping Budget
Create the right budget
Planning a good shopping activity is a very appropriate step to overcome the impulsive nature when shopping online. Whatever we will buy, of course this should be adjusted to the financial condition.
Do not let us buy a variety of goods beyond our financial ability, even though these items we need. It is important to always calculate and have a clear budget, so that the various expenses arising from online shopping activities can still be accounted for in finance.
Out-of-budget spending can be a disaster in finances, especially if the items purchased are not really needed. It’s important to always have a clear budget in the finances and also use it as needed.
2. Create and Comply with Shopping Cart
Shopping lists are one way to avoid unnecessary spending. Visiting a shopping site without a plan and also a shopping list, could make us experience an “accident”, where we buy various items without a plan and also careful consideration. It is important to avoid this kind of thing, because it can cause financial wastage.
Always take the time to create a shopping list, so we can write it quietly and freely without hurry. Not only does it save you a lot of time, it can save you a lot of money and avoid unnecessary spending.
Not just made, but make sure to always adhere to this shopping list with discipline, so no spending is beyond the plan.
3. Avoid the Temptations of Discounts
Discounts and a variety of other special offers are the toughest temptations when shopping online. It can also be a cause of impulsive nature when shopping. It is important to understand well the initial goals when shopping, so that these kinds of temptations will not be a problem for us anymore.
No need to visit all the online stores and look for all kinds of great deals there. Because if not strong to resist the temptation of a discount, then this can actually make us hooked to shop with a crazy without considering the initial needs.
Do not be easily tempted to discount, especially for a variety of goods that we do not really need.
4. Find Interesting and More Beneficial Activities
Although various shopping sites we can visit anytime and anywhere, does not mean we should always sign it every time there is a chance. Avoid fad like this, because it can be the cause of the emergence of spending outside the plan.
To overcome this, try doing other things more fun. So our attention is consumed and not just focus on the affairs of online shopping only.
Shifting attention to a variety of exciting and more useful activities will keep us from the temptation of online shopping, so choose whatever activities you like, whether it’s sports, making crafts, learning a foreign language, and more.
5. Have a Strong Commitment
Strong commitment is the key to success
Whatever steps will be taken to overcome the impulsive nature of online shopping, it is very important for us to have a strong commitment from the beginning. Basically, shopping habits like this is not an easy thing to overcome, so it takes commitment and also a strong intention to change and avoid it appropriately.
More Wise While Shopping
The impulsive attitude of online shopping can be a bad habit that drains a lot of money of course. Avoid this with the right steps, so that various financial problems do not appear in the future. Be wise while shopping, it will keep you from this one problem.