Having a credit card will sometimes make us feel easy in transactions. This super card is an alternative for us in doing all kinds of needs. From monthly needs to secondary needs such as shopping, hanging out with friends and others in part. All can be covered and done by this card. But do we already understand how to keep this card safe?
Credit cards have a wide variety of crime to use as an unauthorized means of payment, in other words a person has committed the theft of our card data and make a burglary. Usually the mode of theft is the impersonation of the KTA submission and can also use the data copying tool that the offender applies to the swipe device used as a credit card payment. asuransi pendidikan prudential
Many modes are used by perpetrators to commit credit card crimes. This is where our role as a cardholder must be able to carefully supervise and be careful not to become victims. We must be able to recognize the mode that the perpetrator often uses. We also need to know how to use security system and security system in using credit card. If not careful then we will be harmed with credit card crimes. Some of the following are cautious actions to avoid credit card crimes.
1. Keep Privacy of Personal Identity
For holders of credit cards holding card confidentiality is a very private and confidential matter. The occurrence of credit card crime is due to the spread of cardholder identity. The spread of this identity varies. Can be from buying and selling data available in the internet market by hackers or can also be used by the perpetrator with the mode of inserting additional tools on the card handcuffs are used to make credit card transactions.
2. Use PIN in Transaction
Using signatures in transactions is vulnerable. Many perpetrators falsify the identity of the offender in the form of a signature after successfully retrieving data from the cardholder or the victim. Until now the safest thing to use is to use a PIN code. This personal identification code is deemed to be the safest, as there are thousands of number opportunities that can be used by the offender and this will take a lot of effort and time.
3. Enable Transaction Report
Enabling automatic notification of every transaction is something that can be done. With this notification of course we will be told every card we make a transaction and if we do not feel doing it, then we can immediately report this to the card issuing bank.
4. Do not Get Your Credit Card Out of Your View
Keep and keep credit cards well, do not let your credit card change hands in vain. Also keep an eye on every transaction we make in restaurants, shopping places and other places. Skimming mode although it is a bit rarely used but also still we have to be aware of.
Skimming is doing data theft via a credit card payment machine. Usually this will be done by the offender by swiping our card more than twice or more. Therefore be careful. Remember and record when we transact the last or keep the proof of payment as evidence that we have done transaski somewhere, other than that we can make preventive action.
5. Direct Report To The Issuing Party In the event of Loss
Save customer care number or bank card issuer’s important number. This is very necessary because if we experience a loss on our card then immediately contact the issuing bank and let us know that our credit card has been lost. Block the phone to prevent the card from being used by the offender.
By blocking immediately then we can minimize the risk of misuse of the cards we have. So from the store the important numbers that exist in the card issuing bank, because at any time bad things happen we will be able to anticipate it.
Always Be Cautious and Vigilant
Being a credit card holder is not as easy as one might imagine in addition to having to maintain the security of our card must also be able to keep the card usage against ourselves. Credit card fraud mode is now more sophisticated and diverse, so always increase your awareness as a credit card holder against every transaction that will be done with a credit card.