Sediakan asuransi pensiun anda mulai sekarang

Masa pensiun akan tenang, jika anda menyiapkan dana pensiun dengan baik

Asuransi penting karena risiko tidak ada yang tahu

Anda bisa mengontrol kesehatan, tetapi tidak bisa mengontrol kecelakaan

Asuransi itu tidak wajib tetapi sangat penting

Ketika sakit dijamin anda tidak dapat mengambil asuransi

Kecelakaan tidak mengenal waktu dan tempat

Pintarlah mengelola risiko yang datang

Kami menyediakan solusi financial anda

Salah sau solusi financial dengan mengambil asuransi

 

The safe way to save

Do you often experience cash payday just a quick stop on your account, or if you often run into financial difficulties in the middle of the month?
Not everyone is good at organizing expenses, just like my early days of working out, I have also experienced the same thing. Monthly payday money feels just stopping just in my account. It should not be kept going, I finally determined to find a way, how to leave while securing a portion of my money in order not entirely unused to things that are not important.
Just in case of losing your hard-earned money, try to 7 the following steps:
1. Do not keep money at home
The first way that I do is, not turn the money at home. Many people still use the old way is, for practical reasons and not troublesome. In fact, keep money at home is very insecure and has a big risk. Many crime robbery occurred because someone kept the money at home, and known by others, tempting others to master it.
2. Do not hold too much cash
The second way is to not carry too much cash. I used to carry enough cash for myself, at least for the next 3 days. I am well aware of the character and habit of mine when he saw the cash, so I try to limit it that way. Was effective, I am so not easy to be tempted to spend the money that I currently carry.
3. Use safe deposit
The third way, I do not use this method, but if you’re forced to keep money at home in a considerable amount, it helps you have a safe deposit. However, my advice you should not buy the safe deposit that is small and lightweight. Buy a safe deposit large and heavy, which at least is unable lifted by one person. In addition you can save money on it, you can also use it to secure securities yours, such as diplomas, certificates, etc.
4. invest
The fourth way, Invest a portion of your income money into another form whose value is not easily changed, such as land, housing, insurance policy or gold. Although not like wearing gold jewelry, I adhere to the suggestions from my mother to buy gold jewelry, he said the current price of gold tends to rise, so if needed can be resold at any time and nothing to lose. I strongly advise you to invest in the form of electronic devices, such as cell phones, TVs, computers, gadgets, etc., because in most cases the electronic devices in value immediately drops after you buy it, even though you just bought it the same day.
5. Spend as needed
The fifth way, surely you do not want to be called someone who fits the following proverb, “Great Stake than the Poles.” Spend your earnings are in accordance with the needs and abilities, not soulless consumption. Sense of “thirst” to have something you want, you should be able to control, do even less. Train yourself to wisely manage your expenses as early as possible, will save your financial life in the future.
6. Make a record monthly spending
The sixth way, I’ve noted my expenses in a month than my monthly salary. It is very strange and not at all true, I thought. Fortunately, I have made a note expenses that month, and I can only stunned silence. The next month, I began to be careful with my spending, until one of my friends and cousins ​​told me, I was so stingy this month, I do not care, I just want to change and trying to wisely manage my expenses.
7. Having accounts in different banks
The seventh way, I currently have three accounts from three different banks, and all of which types of accounts that are not charged a monthly fee. The first account for payroll, accounts both for daily shopping, and the third for savings accounts. It is most effective, in the three accounts I deliberately did not use ATM for reasons not want to be tempted to take it, and it is proven, my savings in the account of a third, to this day remain safe is not touched at all.
Life is not just for today, there’s still tomorrow which also requires expenditure. Therefore, let’s prudent in managing our expenses while young, so that our future will always be safe from financial difficulties.

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