For some, shopping may be a hobby of its own. Going around the mall and seeing lots of interesting things can indeed release the fatigue and stress.
When shopping, it feels so nice. In fact, in times of stress, the most perceived drug is shopping. This is certainly natural. But it becomes unnatural when this habit turned into a hobby aka shopping hooked. asuransi pendidikan
Of course it makes you become wasteful to disturb the financial condition. Could be, your money runs out just to shop, satisfy the desire to spend money for free without calculation.
But, does not mean if you hooked or hobby this shopping can not continue. You can still shop but will not interfere with your finances in the right way. Here’s a smart way to manage finances for those who are fond of shopping, namely:
1. What is your income?
The first thing to consider before you meet your shopping desire is how much income you regularly receive each month. This is important, because the amount of income each month it becomes the basis of your shopping hobby.
If your income is mediocre, do not push yourself to fulfill the shopping hobby. Shop for items that have become the main requirement for each month. You have to control the desire to shop for financial stability.
2. Prepare Realistic Money
Well, one more thing that is equally important is to budget for money to spend. Make sure the budget to channel this shopping hobby as much as possible with a reasonable amount. This is where the importance of making a shopping list of what items will be purchased.
Make sure the budget for this shopping is really used to purchase basic necessities first. As for the items of additional or other needs, can be met after the main needs of goods purchased.
3. Focus on where to go
Have you ever mid-way suddenly changed your mind by dropping in to a particular store, whereas the original plan was to buy basic necessities in a predetermined place. Well, this is the beginning of a pre-arranged shopping plan so messy.
Because your shopping activities become uncontrolled and usually swell budget spending from the planned. For that, every go shopping, try to focus on the place or store you are headed. Do not be tempted to stop by to buy items that are not needed. Shop according to your shopping list.
4. Compare Comparison Price
The smart way to manage finances in order to remain stable but can channel other shopping hobby is to diligently compare prices of products to be purchased between stores one to another. In fact, no need to be confused, you can also compare prices online in various e-commerce.
Find a shopping center that offers cheaper rates. Plus if there are products that promos or discounts. The more profitable, is not it?
Although these products are the same goods, but because of different places, causing the price of goods are also different from each other. So jelilah when comparing prices from some shopping places.
5. Do not Lazy Looking for Promo Products
For those of you who are fond of shopping, certainly not a boring thing to linger in the supermarket or just surfing the online store. Well, this can you use to find products that may be needed and apparently being promo.
In addition to spoiling the eyes by looking at those products, when searching for these promo products you will certainly be faced with many choices, and in the end you will find many good products at prices more affordable than normal prices as usual.
6. Do not Forget Create a Shopping Schedule
Making a schedule when you need to go shopping is important. Because, if there is no shopping schedule, and you can go shopping at will anytime, then what happens is tempted to buy items that are not needed the greater.
The more often you come to a supermarket or shopping store, the more you find and see other products or new products. So the desire to try to buy it even higher.