Sediakan asuransi pensiun anda mulai sekarang

Masa pensiun akan tenang, jika anda menyiapkan dana pensiun dengan baik

Asuransi penting karena risiko tidak ada yang tahu

Anda bisa mengontrol kesehatan, tetapi tidak bisa mengontrol kecelakaan

Asuransi itu tidak wajib tetapi sangat penting

Ketika sakit dijamin anda tidak dapat mengambil asuransi

Kecelakaan tidak mengenal waktu dan tempat

Pintarlah mengelola risiko yang datang

Kami menyediakan solusi financial anda

Salah sau solusi financial dengan mengambil asuransi

 

Shariah Investing Tips For Beginners

However, it takes careful consideration and clear enough information about the investment profile will be selected.
Fiduciary Senior Advisor Financial Janus, Dwita Ariani remind the novice investor must first clearly define investment goals. It is essential to map out the steps to invest appropriately.
“For example, for the long term, capital market like? Can through mutual funds and can directly buy shares of sharia,” said Dwina in the Festival of Islamic Capital Market Stock Exchange building in 2016 in Indonesia, Jakarta.
For short-term investments, veiled women are more advise novice investors to choose products that are low-risk. One of them through a sukuk (islamic bonds). This product can be one alternative Islamic investment are quite beneficial especially for those who are interested to invest in the medium term.
While the long-term investing, Dwina recommends that novice investors pick stocks and mutual funds sharia. The yield of the two instruments is considered quite profitable than investing in gold.
“Buying gold may be the only protects our money from inflation. Indeed, there are the years of gold’s rise was high to 20 percent, but it was not long, only special edition,” he added.
Dwita states novice investors who are still risky and are afraid of taking the risk of losing assets is a natural thing. Financial management so that risk management becomes important.
“Do not let our short-term money-kan risk for long-term investment risk is higher,” he said.
For novice investors, Dwita suggested that they begin to have savings for the next six months. This money can be regarded as fiscal reserves. Where the expenditure needs in the next few months has been prepared carefully as the initial foundation.
Furthermore, it is recommended that everyone who wants to invest started a lot of information to absorb. Including considering the risks of each instrument will be selected later. So when deciding to invest long-term, not too surprised to see the movement of the stock market volatile
“If we invest, will share the results of winning or losing then make long-term goals,” says Dwina added.
Furthermore Dwina also explained, sukuk have a system for better results than deposits. Where the coupon for the results of sukuk has touched 7.9 even has reached 8 percent.
“While the deposits of 5 percent is good, and that too is still taxable. If the difference between the yields far enough with the deposits,” he explained.
Investments in securities are also considered to be more transparent. In the prospectus, investors will be explained about what projects were used as underlying assets. So it made the Islamic investors become more comfortable and secure.

Asuransi Pendidikan

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