1. RECORD YOUR HABITS IN A MONTH
Actually it is very easy to save, as long as you are spending less than income. Before that, you must know how your habits of spending money each month. Try to record the daily expenses, weekly and monthly. Then determine which ones need to be reduced.
2. Set aside MONEY FOR YOUR PERSONAL
The key to success of saving is to set aside money in the beginning, before payment of other things such as paying electricity, water and installments. Determine the long-term goals and regularly tabunglah your money in a savings or investment.
Because if you get used to the new shopping and trying to save as there is money left at the end of the month, then usually the rest of the money in your account is not a lot.
3. SET DATE
If you get a monthly salary it would not be problematic to determine the date to set aside funds, but for those who receive wages / salary every two weeks, then select one of the two dates to set aside funds to be saved. If you are an entrepreneur, specify the date in the middle of the month when you do not pay the bills.
4. Pay YOUR DEBT
Immediately pay off debt is one of the best ways to speed up your savings. This is because the interest on the loan is higher than the interest savings.
5. KEEP KEEP YOUR DISCIPLINE
After the debt paid off, then continue to set aside funds each month into savings, even better if available automatic withdrawal to put investment.
6. MOTIVATE YOURSELF TO ACHIEVE GREAT RESULTS
Decide what you want and know how much money is needed, and then determine how realistic such as saving regularly for six months.