Why You Should Have Life Insurance? Before answering the question above, it’s good we know what is Life Insurance. Life insurance is Insurance that aims to bear people against unexpected financial losses caused by death too fast or too long life. In life insurance many risks that must be faced, namely:
Or simply Life insurance is a guarantee for heredity. For example a father dies suddenly and leaves his wife and children behind. If the father has life insurance then his son’s life, will not be displaced after him
But even though most people already know what life insurance really means, there are still many people who are reluctant to buy it. The most commonly mentioned reason is the high premium paid insurance. Regardless of your unwillingness to have Life Insurance, do you know many facts and reasons why you should have life insurance. Here are the reasons.
1. Ready Umbrella Before Rain
Life always has its own secrets. Just like disaster or accident, we never know when and where it happened. If that happens, there will be costs that we spend on treatment beyond the budget we make. At a time like that is the role of life insurance needed, to cover all the medical expenses that must be incurred when it happens. Even when the insurance owner who also acts as a breadwinner get a severe illness that causes him no longer able to work to support the family. Insurance will help you cope with your finances that change drastically when things happen.
2. Death Is a Must
One of the definite things in the world is death. But as opposed to the sentence is one thing that is not certain is the time of death itself. Have you ever imagined if at any time you as a breadwinner family died suddenly, who will finance and protect the family from financial problems after you leave? For those of you who have life insurance maybe this will not be too worrisome, because it is basically Life Insurance that will solve this problem. Life insurance allows families to pay various expenses and debt that may still be left.
3. Giving inner Peace
Connect from previous statement. This of course can not be denied. Current life insurance gives someone something of value that is peace of mind because knowing his family will not be displaced when something unexpected happens like death.
4. As an Investment Instrument
Investing in existing insurance unitlink (Linkage to investment) to be a pretty wise choice. This can be compared when you save in a bank that is often infected and often you withdraw money at an ATM. Which you unknowingly just run out. By having this type of life insurance you are not only taught to save for the long term, but also familiarize yourself to berpisplin in managing the financial budget. The results of the future you can also use for anything, to buy a house, dream car or vacation trip to where you want.
Also read: 3 Shocking Facts About Gold Investment
Have Life Insurance From Early
Talking about Life insurance is identical to the parents, but that does not mean you are still healthy and young do not need it. Or maybe you feel you do not have life insurance because they do not have children even though they are married. One of the advantages of having insurance when young is the insurance premium you pay will be more light.
But some of you may think that the insurance premium feels like a waste of money, because the benefits themselves are not immediately felt. Especially if we talk about Life Insurance, where the benefits are not directly felt by the owner, but actually felt by his heirs. One thing you need to remember, that Life Insurance is bought not to die, but ensuring that the person left remains prosperous.