Tired and saturated are the two things that will be felt after work in a few months. Sometimes there is a sense of no longer loving work.
If you find signs like this, it’s time to take the time to go on vacation.
Vacation can be said as a necessity. Going on vacation is also able to eliminate fatigue, saturation, stress, and able to refresh the soul both physically and spiritually.
As a result, you will be spirited again to start work back from vacation.
Read also: Millenial Generation, Choose a Vacation or Buy Property?
However, a vacation is not something easy given the funds needed. This is the inhibiting factor when one wants to go on vacation.
In order for the holiday plan to be realized immediately, do the financial planning below.
1.Specify Vacation Destination
First of all you have to do is decide the holiday destinations. After that, determine when and how long will go on vacation. Why? Because this component will determine how much budget is needed during the holidays.
Vacation destinations are not just pegged in one city. You can go to some nearby cities. Or stop by the neighboring country that is not too far away. It’s all up to you.
However, spending holidays to neighboring countries would require a greater cost.
So need to prepare more budget, good for flight, hotel, accommodation, and food. Not to mention the cost of obtaining visas, passports, and travel insurance.
2. Determine Where Will Stay
Next is to determine where to stay during the holidays. Whether it’s in a dorm, hotel, guesthouse, apartment, or host family.
If holiday destinations are still in the country, better stay at a hotel or apartment. However, if holiday destinations abroad, living in host family or dorm is recommended.
As we know, the cost of lodging is pretty great. Especially if the facilities offered interesting and complete. If you have more budget, choose a comfortable place to live. Remember, this is a holiday, it’s time to reflect away from the momentary tension.
3. Prepare Emergency Funds
Similar to general financial planning, emergency funds also need to be included when you want to take a vacation. The function is the same as a reserve fund for events that can not be predicted.
Emergency funds here depend on need. However, it is better to prepare more emergency funds, such as 25-30 percent of the total budget.
If the emergency fund has been met, you do not have to worry anymore if at any time the unexpected happen happened in the middle of the road.
4. Prepare more Cash
Why do you need to prepare more cash? Please note, withdrawing money using ATMs abroad will cost you a considerable amount, which is Rp 50,000 for each withdrawal.
This amount also depends on the ATM usage policy in the destination country. Just imagine if you constantly swipe the ATM card, how much money will be spent on it?
If you do not want the above to happen, provide a large amount of cash. Though carrying cash is more risky, but it’s good just in case. Another case if the holiday destinations in the country, you do not have to bother thinking about the attraction of money at an ATM.
5. Calculate Fund Estimates for Holidays
After knowing the destinations of vacation destinations, preparing for emergency funds, and others, it is time to calculate all expenses.
Expenditures are meant not only for airfare, but also hotels, food, transportation during the holidays, entrance fees for sights, and funds to buy souvenirs.
To find out the estimated range of funds, do a search on the internet. Find as much information as you can about all the necessary costs. The more you seek, the more you can get a rough idea of the total estimated funds needed.
6. Start Saving
After knowing the estimated funds for the holidays, it is time to prepare all the necessary funds.
The trick is by saving. Set aside some of your monthly earnings for holiday purposes. The sooner you start saving, the more funds are raised.
Prepare with Mature
Holiday is indeed something very eagerly awaited. If the preparation of the holiday has matured, the auto vacation also feels great fun. Especially if you managed to plan finances well.