People say, being a woman is not easy. You could say, bother easy. How come? His role as management in a family, not infrequently, they also as the backbone of the family. In fact, his destiny has also brought them into a mother who gave birth to her children and raised her.
Therefore, women are required to be able to know everything in order to do all the duties and responsibilities. Thus, an independent woman is a pillar in a family as well as for herself.
Mandiri or not someone can be measured from various factors, one of which finances. For this reason, a woman must be able to meet financial goals. Well, for a woman, whether she really is said to be financially independent, there are some characteristics that can be seen.
1. Women Who Have Own Income
There are many ways in which a woman can have her own income. Starting from work as an employee, to own work by utilizing the increasingly sophisticated technology today.
By having an income, then a woman will more easily cover the needs and prepare from the possibility of financial risk in the future. That is, women will be easier to live independently without hanging on others, husbands, parents, and relatives.
For a single woman, having her own income is certainly fun because it can meet their own needs without having to wait for parental gifts. Well, for those who are married, wives who have income will greatly help the husband to meet the needs of the family.
2. Can Determine the Work According to Passion
Being an independent woman, it can also determine or choose what type of job you want and deal with all obstacles firmly. Independent women can choose the choice of a job or activity that produces according to the heart’s desire.
In other words, this financially independent woman begins with her ability to do work or create a work that produces and can fulfill her life needs from that choice.
3. Having a Financial Purpose
Women can also enter the independent category financially if they have financial goals. That is, he has a goal for what the money will be generated later. The revenues are detailed well recorded and allocated for current and future needs as well as for future needs such as home ownership, vehicles, education, and more.
4. Women who Have Savings
Having savings is certainly important for everything, not just women. But again, women can be said to be financially independent if they have income, and able to set aside some for savings. Because, with savings, then there will be a guarantee in the future if at any time requires funds.
Due to the nature of savings that function as an emergency fund, the savings can usually be easily cashed. There are many many savings products offered by banking and financial institutions. You can choose it according to your wishes and needs.
5. Have Insurance or Self Protection
The sign of a truly independent woman financially is evidenced by her consciousness to protect herself. Because he knows that insurance will provide a sense of security and comfort in life, facing the possibility of the occurrence of undesirable things.
So, if you’re a woman who’s been protecting herself from the unexpected coming up, then you’ve met one of the criteria of a financially independent woman. You can choose protection from insurance products that suit your needs.
6. Aware of the Importance of Investment
Not just saving, conscious and putting aside his income to be invested is also a feature that the woman includes financially independent. How come? With investment, there is a guarantee in tomorrow, in a brighter future.
There are many investment instruments that can be selected according to needs and wants, ranging from investments in the financial sector, to investing in real sector such as gold or property, and others. For investment in the financial sector, you can choose deposits, stocks, mutual funds, and much more. asuransi pendidikan
7. Preparing Education Fund for Children
Women are said to be financially independent as well as those who care about their children’s education later. Although not yet have children, there is no harm in education fund for him later prepared from now.
With the readiness of adequate education funding, then the educational needs of children can be met well. So that can reach the desired goals and become the person who boast both parents.
8. Have a Pension Fund
Nothing more makes the feeling of calm in the face of old age with a guaranteed pension owned. Therefore, preparing funds for retirement will be very important for every person, not just limited to women course. However, a woman will become financially independent when she has prepared her retirement fund early on.
Be a Financially Independent Woman and Make Life More Meaningful
Are you a woman who is financially independent? Of course if all the above characteristics you can meet well, then surely you are a financially independent woman. It is not easy to meet each of these criteria, but there is no reason not to do it because all it takes is a commitment and effort. Have a dream and become an independent woman financially.