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JHT BPJS Claim Way Latest Terms and Conditions

The Old Age Guarantee Program (JHT) is one of the services owned by the government as a form of concern to workers in Indonesia. This program is implemented through the Social Security Administering Agency (BPJS) of Manpower and has a number of rules in its implementation.

Basically, all workers are required to be JHT participants. JHT participant registration process can be done collectively by the company as a buyer or self-employed work done by the workers themselves.

In practice, the registration procedure itself does not require a long time, only about 7 days, the participants can already accept the membership card JHT Employment services.

How much is the Employment JHT BPJS Dues?

 For participants who have registered and registered and have membership card, will start to apply monthly amount of JHT contribution by BPJS Employment. The amount of this fee will certainly vary greatly, depending on the amount of wages or regular income earned by the worker / individual person each month.

The contribution applied to Participant BPJS Employment is 5.7% of wages, with details:

2% of the dues are the worker’s responsibility
3.7% is borne by the employer or company
You’re Confused Find The Best Unsecured Credit Product? Check out the solution!

How to Payment JHT BPJS Employment?
ATM machine
Pay dues JHT BPJS Employment can be through ATM

Payment of this fee must be done regularly every month, maximal every 15th day in the next month. If late in payment of dues, participants will be subject to a 2% penalty charge from the total JHT contribution itself.

How to pay JHT dues is easy. For workers, JHT fees have been paid by the company. Meanwhile, if you follow the JHT Mandiri Employment program, you can pay by EPS (Electronic Payment System) which is also available in the marketplace, or through ATM (automated teller machines) at BRI, BNI, and Bank Mandiri.

If you look at the rules and also the uncomplicated payment terms of JHT dues, there seems to be no reason for workers not to use this one service. Because the benefits are also good enough to deal with old age.

Then, What are the Benefits of JHT BPJS Employment?

For JHT participants, the benefits of this program that is sure to be enjoyed in the form of cash. The amount of benefit that can be obtained by the participant is the amount of accumulated all contributions paid and added with the contribution result.

This benefit will be paid at the same time by BPJS Employment if the worker concerned in the condition:

Already reaching the age of 56 years (retirement)
Participants died
Participants suffered total disability
However, participants who fall into the category in the age of the calcium also include several conditions, namely:

Participants withdrew and stopped working
Participants are laid off and no longer work anywhere
Participants go abroad and no longer live in Indonesia for good
Or the worker resigns and stops working, then works again at another company, can withdraw JHT before the new company enrolls your JHT membership.
In practice, this JHT benefit could have been taken before a 56-year-old worker before retirement. This can be done, as long as you have been a participant of JHT Employment for at least 10 years.

No need to wait in pension age to disburse JHT Employment, as long as you meet the established requirements. The policy regarding the disbursement of JHT has been amended several times. And in early 2018, BPJS Employment has issued a new policy for disbursement of JHT.

The amount of JHT benefits that can be withdrawn by the participants is 10% to 30% of the total balance they have. This is set with the following composition:

For the preparation of retirement, participants can take a maximum of 10% of the total balance
As for the procurement of housing, participants can take a maximum of 30% of the total balance it has
The disbursement can only be done when the participant is still active and can only be done once for all. In the most recent provisions, it is also mentioned that participants can only dilute one of the two options provided, ie 10% or 30%.

That is, participants can not enjoy both programs simultaneously, even if you are still actively working. To be able to withdraw either of these two programs, the participant must have a minimum of 10 years of service.

As for the disbursement of JHT funds of 100%, by reason of retirement, total disability, layoffs or pengun

The Old Age Guarantee Program (JHT) is one of the services owned by the government as a form of concern to workers in Indonesia. This program is implemented through the Social Security Administering Agency (BPJS) of Manpower and has a number of rules in its implementation.

Basically, all workers are required to be JHT participants. JHT participant registration process can be done collectively by the company as a buyer or self-employed work done by the workers themselves.

In practice, the registration procedure itself does not require a long time, only about 7 days, the participants can already accept the membership card JHT Employment services.

How much is the Employment JHT BPJS Dues?

 For participants who have registered and registered and have membership card, will start to apply monthly amount of JHT contribution by BPJS Employment. The amount of this fee will certainly vary greatly, depending on the amount of wages or regular income earned by the worker / individual person each month.

The contribution applied to Participant BPJS Employment is 5.7% of wages, with details:

2% of the dues are the worker’s responsibility
3.7% is borne by the employer or company
You’re Confused Find The Best Unsecured Credit Product? Check out the solution!

How to Payment JHT BPJS Employment?
ATM machine
Pay dues JHT BPJS Employment can be through ATM

Payment of this fee must be done regularly every month, maximal every 15th day in the next month. If late in payment of dues, participants will be subject to a 2% penalty charge from the total JHT contribution itself.

How to pay JHT dues is easy. For workers, JHT fees have been paid by the company. Meanwhile, if you follow the JHT Mandiri Employment program, you can pay by EPS (Electronic Payment System) which is also available in the marketplace, or through ATM (automated teller machines) at BRI, BNI, and Bank Mandiri.

If you look at the rules and also the uncomplicated payment terms of JHT dues, there seems to be no reason for workers not to use this one service. Because the benefits are also good enough to deal with old age.

Then, What are the Benefits of JHT BPJS Employment?

For JHT participants, the benefits of this program that is sure to be enjoyed in the form of cash. The amount of benefit that can be obtained by the participant is the amount of accumulated all contributions paid and added with the contribution result.

This benefit will be paid at the same time by BPJS Employment if the worker concerned in the condition:

Already reaching the age of 56 years (retirement)
Participants died
Participants suffered total disability
However, participants who fall into the category in the age of the calcium also include several conditions, namely:

Participants withdrew and stopped working
Participants are laid off and no longer work anywhere
Participants go abroad and no longer live in Indonesia for good
Or the worker resigns and stops working, then works again at another company, can withdraw JHT before the new company enrolls your JHT membership.
In practice, this JHT benefit could have been taken before a 56-year-old worker before retirement. This can be done, as long as you have been a participant of JHT Employment for at least 10 years.

No need to wait in pension age to disburse JHT Employment, as long as you meet the established requirements. The policy regarding the disbursement of JHT has been amended several times. And in early 2018, BPJS Employment has issued a new policy for disbursement of JHT.

The amount of JHT benefits that can be withdrawn by the participants is 10% to 30% of the total balance they have. This is set with the following composition:

For the preparation of retirement, participants can take a maximum of 10% of the total balance
As for the procurement of housing, participants can take a maximum of 30% of the total balance it has
The disbursement can only be done when the participant is still active and can only be done once for all. In the most recent provisions, it is also mentioned that participants can only dilute one of the two options provided, ie 10% or 30%.

That is, participants can not enjoy both programs simultaneously, even if you are still actively working. To be able to withdraw either of these two programs, the participant must have a minimum of 10 years of service.

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