Digital savings have in common with conventional or conventional savings. Where is the purpose to save money deposited by the customer. However, the technology used for saving digital more sophisticated, because it has been using the latest technology that smells digital.
Customers who want to process transactions, know the amount of balances, and make transfers, simply open with web browser or application from the bank concerned. After that, the customer can do whatever transaction he wants.
The process of transactions with digital savings will work if the customer has an internet connection. Without internet connection, transaction process will be hampered. Another case if always connected to the internet, customers can always transact whenever and wherever.
For the service system provided on digital savings has been adjusted to the provisions of the banking and Financial Services Authority (OJK). So there is no such thing as a feature or service that deviated.
How To Join Digital Savings?
Opening savings accounts on digital savings equals conventional savings. Where prospective customers need to fill in the registration form first. However, filling in the registration form and the digital savings registration requirement is not necessary in the Bank. The reason, prospective customers can fill all the forms online.
How to fill in the form of digital savings, among others:
Open the website address of the Bank that provides digital savings services
After that, the registration form appears. Fill in all fields in the registration form correctly
Furthermore, the prospective customer needs to attach proof of identity so that the account creation process is approved by the Bank. The attached identity, such as KTP / SIM / Passport, and NPWP
Submit the completed form, wait a few moments to get the verification code and virtual account number
Enter the verification code and virtual account number to fill the initial deposit amount. This point is optional, as some Banks do not require their customers to complete their original savings account balance online
Check the email used in the process of filling out the form earlier. If you have received a notification from the Bank concerned, it’s a sign of making a successful digital savings account.
For taking ATMs and savings books can go directly to the nearest Bank branch office. If you do not have much time, wait until the relevant bank sends to your address
The digital savings registration method is easier, right? Moreover, filling the form can be done anytime and anywhere. Prospective customers also do not have to bother to go to the branch card and wait for a long queue. Only with “click and fill” everything can be sorted out in an instant.
What are the advantages of Digital Savings Compared to Conventional Savings?
Digital savings offer more benefits than conventional savings.
The mechanism of opening a savings account is quite simple and practical. Just by reaching for the gadget, you can register online with the help of internet connection.
Customers are free to set the grace period for the enactment of digital savings.
Good for short, medium, and long term. Saved money in digital savings can be withdrawn at maturity and used for various activities. For example, education, roads, buying houses, or vehicles.
The interest offered by digital savings is more tempting than conventional savings. If conventional savings are only able to provide interest at 3% per year, digital savings can provide 5% interest per year. This interest rate is very influential on the value added savings.
The greater the amount, the greater the benefits of interest rates.
Digital savings have the same functionality as conventional savings. Can be used to pay for all types of bills, such as electricity, telephone, water, insurance, transfer and debt repayments.
Digital savings save time. Because all transaction processing can be done by using gadget. Unlike the conventional savings that must be done at the ATM machine.
Practical and Safe
Simply by having a smartphone in hand, then you can have a digital savings that has a myriad of benefits in online transactions without having to bother again back to the bank concerned or to the ATM machine. With all the conveniences and advantages offered by digital savings, will certainly add to your spirit in saving and manage finances for the better. asuransi pendidikan