Many ordinary people, most tend sentiment, indifferent, and do not like when I hear insurance. And if you know a brand of the benefits they would have liked because it needed it. Therefore, through this article we will enlighten the reader about the benefits and importance of insurance you need to know, so you do not feel too late to memiliknya. The delay occurred when the risk has already happened to us while insurance protection we do not yet have.
In principle, any risk that you face no insurance protection. However, not all types of insurance to protect you against all types of risk, so you need to consult with an insurance agent or company that you trust to get the products in line with expectations and needs. In general, there are four benefits of insurance which can be obtained as follows:
1. Protection of whole life as well as savings
One of the benefits of insurance product is whole life protection for the insured. If the insured dies, the heirs will benefit from the sum insured and the cash value if any. These benefits are common on the type of whole life insurance (Whole Life Insurance) and would make a great choice for those of you who want the protection of life at the same time saving that can be used for emergency needs.
2. Getting the maximum protection to the premium cost for the risk of accidents or died
For those of you who have low purchasing power, you still can buy insurance products to get maximum protection at a price premium that is cheap. The benefits of these insurance products exist on the type of term life insurance, where the benefits of this insurance will only be paid to the insured if an accident and total disability or, to the family if the insured dies. For those who are at high risk of accidents, the insurance is right for you. Things you should know about the benefits of term life insurance is that benefits have no cash value, the protection period is short, has a maximum protection and cheaper premiums.
3. Get protection at a time can invest
For those of you who currently have investments in stocks, mutual funds or in the form of other assets such as gold, property and wants a life insurance protection for you as an owner of investment, product unit-linked insurance can provide multiple benefits, namely protection for you as the insured as well a wide selection types of investments that can provide attractive returns in a single product. Because provide returns that are part of an investment product then of course the premium paid is more expensive than the premiums of other types of insurance.
4. Get protection endowment
Sometimes we think that the insurance benefits can only be enjoyed by the family or heirs or by us when receiving the disaster alone. Of course this is not true. Type endowment life insurance provides protection benefits are on the sum insured when the insured dies within a specified period and at the same time give the entire sum insured if the insured is still alive at the end of the period of coverage. You can use it as a pension fund if later you are no longer productive.
From the description above at least in general the benefits of insurance are as follows:
· Minimize the risk of unforeseen asset you awake or not to sell to cover the risks that occur when not covered by insurance
· Your family will be more secure when you run the risk
· There are many things you can plan and prepare so that your mind will be peaceful
Have you protected by insurance today? If not, after you read the above description of the insurance benefits, consult with your insurance agent or with us to obtain products suitable for anda.Silahkan contact us, www.asura.co.id to update more complete insurance quotes, cheap and reliable ,